Care Home Insurance
Aldium4Care is a specialist insurance broker built to help care home owners. Let us take the time to help you with your care home insurance needs.
We will search the market for you to find you the best quote and provide you with affordable insurance cover that is tailored to meets your needs.
Aldium4Care is trusted by thousands of care providers and our care specialists
are ready to help you.
To request a quote, simply enter your details and one of our care
specialists will contact you.
You can also call us directly on 0151 353 3880.
Care Home Insurance from Aldium4Care
Being a specialist Insurance Broker we can arrange insurance cover for all types of care such as;
• Care Homes
• Nursing Homes
• Care homes with Dementia care
• Dual-registered care homes
• Unoccupied property
Helping the care sector for over 20 years Aldium4Care has got you covered.
Click here to see what cover includes
Why Choose Aldium4Care for Care Home Insurance
Aldium has access to market leading insurers and we work with them on your behalf and Aldium also have access to an exclusive care home insurance policy with the UK’s largest insurer that is underwritten by Aldiums trading divison Accuro Underwriting.
EXTENSIVE KNOWLEDGE
Our care team will take the time to understand you and your business and help indentify what protection you need. Our staff are dedicated to the care sector and spend their day looking after our care clients.
EXCELLENT CUSTOMER SERVICE
Care Home Insurance isn’t just a once a year event. Your needs may change throughout the year or new regulations may be introduced. Whether you have a question about your policy or need help with something else our team will be here to help you with it.
COMPETITIVE PRICES
Once we understand your care insurance needs we will then approach our panel of insurers to find the most competitive package for you. We will send them our presentation of your home so they can better understand your business.
CLAIMS SERVICE
It’s something you hope never happens but should you need to make a claim our in-house claims manager will be on hand to manage your claim.
Get in touch with our insurance experts by calling 0151 353 3880
What do our clients say about us?
Don’t take our word for it – here’s what our clients say:
What can Care Home Insurance cover
Each care homes insurance policy will need different cover, but lets take a look at some of the more common covers found in an insurance policy.
• Building and contents
• Public Liability
• Employers’ Liability
• Resident’s Personal Liability
• Money and personal assault
• Book Debts
• Business Interruption
• Abuse and Molestation
• Treatment Risk
• Professional Indemnity
• Legal Expenses
• Directors & Officers Insurance
• Data Breach Cover
• Engineering Breakdown
• Loss of Registration
And much more
To discuss your needs call our experts on 0151 353 3880 or click below

Protecting Your Care Home
An insurance policy has a core purpose which is an arrangement by which a company undertakes to provide a guarantee of compensation for specified loss, damage, illness, or death in return for payment of a specified premium.
Whilst we would all love insurance to be that 5 minute task that comes around once per year it isn’t. It is a lifeline extension of your business that can make the difference in a time of need whether or not your business can survive a claim. Whether it’s a storm, a theft or an injured employee.
Aldium4Care will take the time to get to know you and your care home and review your insurance needs in full.
Frequently Asked Questions | Care Home Insurance
- Number of service users in your care
- The rebuild cost of your property
- Value of contents within the property
- Type of care you offer
- Your CQC Rating or Inspection Reports
- Location of your home or features within the property
- Turnover
- Claims history

What other Care Insurance Products can we help with?
Please take a look at the following insurance products we can help with:
Domiciliary Care Insurance
Childrens Care Insurance
Supported Living Insurance
Care Property Owners Insurance
Engineering Cover
Cyber Insurance
Request a Quote
Enter your details below and one of our care specialists will contact you shortly.
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