Can I pay for care home insurance in instalments?

You can spread the cost of your care home insurance into monthly instalments through one of our finance providers. We can provide you with a full cost breakdown at the point of quotation should you wish to use this payment method. It is important to note that by using a finance provider you will pay…
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How much is Care Home Insurance?

The cost of Care Home Insurance can depend on a number of different factors such as; ­­ Number of service users in your care The rebuild cost of your property Value of contents within the property Type of care you offer Your CQC Rating or Inspection Reports Location of your home or features within the…
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What’s the difference between Claims Made and Claims Occurred?

‘Claims occurred’ policies covers claims that have occurred during a period of cover even if the claim Is made after the cover has expired or cancelled. ­­ ‘Claims made’ policies provide cover for claims made against you and reported to the insurer during the policy period only. Claims notified after the expiry of this period…
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What does Building Sum Insured mean?

The building sum insured is not the value if you were to sell the property but should represent the re-build cost of the buildings which should take into account the full & current replacement cost of the buildings, inclusive of all professional fees. ­­ This should be reviewed annually to take into account inflation costs.…
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What is Professional Liability Cover?

Professional Liability – This covers claims brought against you for financial loss and is also known as Professional Indemnity. For example if you help service users with completing benefit forms or provide any financial advice and following that advice they allege they suffered a financial loss and could look to peruse a claim against you for…
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